Insurance Placement Facility of Delaware
190 N. Independence Mall West, Suite - 301 | Philadelphia, Pennsylvania 19106-1554
Phone: (800) 462-4972 or (215) 629-8800 | Fax: (215) 409-9100

 

 

 

 

 


COVERAGES PROVIDED


On Habitational Properties the Plan will issue a simplified language policy affording coverage against direct loss to real or tangible personal property at a fixed location in the State of Delaware caused by perils defined and limited in the Insurance Services Office Form DP-00 01 basic form which includes the perils of fire, extended coverage and vandalism.

On Commercial property the Plan will issue a simplified language policy affording coverage against direct loss to real or tangible property at a fixed location in the State of Delaware caused by perils defined and limited in the Standard Commercial Property Policy of the Insurance Services Office. The perils include fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicles, riot or civil commotion, sinkhole collapse, volcanic action, vandalism and sprinkler leakage.


NOTE: Vandalism and malicious mischief and sprinkler leakage coverage are not available on properties which are fully vacant or unoccupied, or on Builder's Risks.

Coverage against loss caused by other perils, or for time element or indirect loss is NOT provided by the Plan.